VP Credit Risk Review
: Job Details :

Responsibilities:

• Review and analyze complex credit actions, considering various factors in assessment areas outlined below.
• Conduct ongoing and risk-based monitoring of credit actions, evaluating data and identifying trends.
• Assist in individual credit assessments, collaborating with team members for finalization.
• Document monitoring results and provide periodic risk assessments of assigned credit actions or portfolio reviews.
• Ensure timely completion of all work products in required formats.
• Develop or assist in developing samples for assessment purposes.
• Provide advisory support to Front, Second, and Third Line colleagues based on assessment findings and QA Team recommendations.

Qualifications:

• Bachelor's or Master's degree preferred, with at least 5 years of progressive credit/lending/examination experience. MBA highly desirable.
• Strong presentation skills.
• Experience in credit risk, risk rating (internal and regulatory), credit standards and procedures application, credit/financial statement analysis, with a solid understanding of business and financial markets and their impact on risk assets.
• Ability to analyze portfolio trends, identifying changes in risk levels and process control breakdowns.
• Capability to identify opportunities for process improvement in assessed areas.
• Effective communication skills, both verbal and written.
• Ability to interact effectively with stakeholders across Front and Second Line processes.