Senior Lender - VP
: Job Details :


Senior Lender - VP

Flagstar Bank

Location: Melville,NY, USA

Date: 2024-05-15T20:18:45Z

Job Description:
The Senior Lender - VP Assist the managers of the Financial Center and Private Client Groups in the development of personal and business loans.*JOB DUTIES:** Meets with prospects and clients of Private Client Groups and interviews applicants to request specified information for loan applications.* Monitors credit quality of loan portfolios as well as performance of each credit.* Approves credit requests for credits within assigned credit authority and prepares underwriting analysis and credit offering memo.* Notifies Chief Credit Officer immediately of any credit quality issues within portfolio.* Reviews financial reports submitted by clients to monitor compliance.* Ensures loan agreements are complete and accurate according to policy and comply with approval.* Maintains database and monitors performance of loans.* Works closely with outside counsel for documentation on loan transactions.*QUALIFICATIONS:** 5 years: commercial lending at leading money center bank* Formal Credit Training required* Bachelor's degree in business or related field highly preferred* Prior management experience* Commercial lending/credit analysis experience* Knowledge of Analyzing financial statements, cash flow analysis, financial ratios* Knowledge of Lending to individuals/businesses
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