Role:
The individual will be responsible for credit analysis of existing or new non-bank financial institution clients/counterparties. The individual is expected to focus on insurance, private equity, finance company, mortgage REIT, and business development company counterparts to varying degrees. Products include OTC derivatives, prime services products, repo, securities lending, and committed loan facilities. Preference will be given to candidates that that have counterparty credit analysis expertise within multiple NBFI sectors.
Day to day responsibilities:
- Process credit requests in a timely manner to meet business deadlines and maintain the annual review cycle.
- Prepare high quality analysis in credit applications that address client credit risk and transaction risk.
- Exhibit sound credit judgment skills when recommending credit facilities, taking into consideration facility size, tenor, and suitability for client.
- Identification of possible deterioration of credit quality.
- Determine and propose obligor ratings.
Required:
- Ability to organize time and manage deliverables to deadlines
- Ability to identify and accommodate shifting priorities
- Ability to complete work with minimal or no supervision
- Ability to work in a team environment.
- Ability to analyze and evaluate counterparty risk and financial condition based utilizing quantitative and qualitative data.
- Proficiency using Word for written analysis and Excel for spreadsheet analysis
- Ability to acquire knowledge of the accounting, legal and regulatory issues governing relevant sectors.
- Ability to investigate/research/synthesize data and make appropriate conclusions as to what is causing the observed result(s)
- Ability to write concisely and in a way that conveys analysis and conclusions without minimal follow-up questions
- Knowledge of capital markets/traded products and a committed financing facility.
- Experience with documentation such as ISDA/CSA, GMRA/MRA, lending credit agreements